Protect what matters with Indiana insurance solutions from AOG Group | Allstate in Indianapolis. Get tailored protection for home, auto, life, and small business with clear guidance, smart bundling, and fast proof of insurance—serving families and businesses statewide. Request your custom quote today.
Find answers to common questions about our services, processes, and policies.
Your home insurance premium is determined by factors such as your home's location, age, construction type, coverage limits, deductible, claims history, and additional coverage options you choose.
Home insurance usually covers damage to your home, personal belongings, liability for injuries, and additional living expenses if you're temporarily displaced.
Home insurance typically covers certain natural disasters like windstorms, hail, and wildfires. However, events like earthquakes and floods usually require separate policies for coverage.
Replacement cost covers the full cost to repair or replace damaged property without depreciation, while actual cash value pays the depreciated value of the item at the time of loss.
You can lower your home insurance premium by increasing your deductible, bundling policies, installing security systems, maintaining a good credit score, and avoiding frequent claims.
Home, auto, life, condo, renters, landlord, umbrella, motorcycle/ATV, RV, boat & watercraft, flood, and small business coverage—plus guidance on discounts and bundling.
Call, text, or email our Indianapolis office, or start online. Have your address, drivers, vehicles/VINs, and any recent updates to your home ready.
Yes—AOG Group serves all of Indiana (Indy metro and statewide).
Absolutely. We run a side-by-side review, check limits/deductibles, and price bundling to help you save without losing protection.
Both. File 24/7 with Allstate and lean on our local team for documentation, inspections, updates, and next steps until it’s resolved.
Replacement cost covers the full cost to repair or replace damaged property without depreciation, while actual cash value pays the depreciated value of the item at the time of loss.
Home insurance usually covers damage to your home, personal belongings, liability for injuries, and additional living expenses if you're temporarily displaced.
Your home insurance premium is determined by factors such as your home's location, age, construction type, coverage limits, deductible, claims history, and additional coverage options you choose.
You can lower your home insurance premium by increasing your deductible, bundling policies, installing security systems, maintaining a good credit score, and avoiding frequent claims.